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The eighth month of the year is here and that means it's almost time to say goodbye to summertime. You can still make the most of the rest of this season by learning about August's hot topics like National Wellness Month, the truth about a common Social Security misconception, how to get the necessary amount of sleep to feel your best, how to make a fresh summer breakfast, some interesting historical facts about August, and much more!
If you're looking for a reason to make a healthy change, August may be an ideal time to start because it's National Wellness Month! This month focuses on self-care, stress reduction, and creating healthier habits to feel like your best self. As we age, all types of wellness — from mental and physical wellness to social and intellectual wellness — become increasingly critical in shaping our quality of life. There are many small changes that can positively impact you. Some examples include adopting better sleep habits, increasing water intake, eating more vegetables, practicing yoga or meditation, seeking support from others when you need it, and taking more walks.
While it can be a supplemental income source, Social Security alone is unlikely to provide enough income for most older adults. It's a common myth that it's all you'll need throughout your retirement. Social Security is one piece of the retirement puzzle, but other streams of income are often needed to maintain a desired lifestyle.
Want to learn more about the facts of Social Security? I can debunk the myths and help you best utilize the program's benefits. Plus, I can work with you to incorporate your Social Security benefits as part of a personalized retirement income strategy. Please give me a call or simply click reply on this e-mail.
When it comes to your health and wellness, you're probably aware that a good night's sleep is important. However, the experts at the National Institutes of Health say that older adults often wrongly think that less sleep is needed now — compared to younger years — in order to feel rested and refreshed. The truth is that, no matter your age, you need seven to eight hours of sleep every night. To help achieve this goal, the National Sleep Foundation recommends avoiding napping close to bedtime, refraining from caffeine later in the day, and establishing a routine that'll help you wind down at the same time each night.
In the event that you need help taking care of yourself, the costs of long-term care can be shockingly high. Regular health insurance doesn't cover long-term care. Medicare alone can't be relied upon either because it covers only short nursing home stays or limited amounts of home care in certain situations. The bottom line is that you may need long-term care Insurance to protect your assets so that all of your lifelong savings don't go to a facility or home healthcare service. It covers extended care services in a variety of places like your home, a nursing home, and an assisted living facility. You'll have the flexibility to decide how and where you receive care.
Want to learn more about this important safety net? Give me a call or reply to this e-mail to discuss your Long-Term Care Insurance options.
Put Your Summer Produce To Good Use With This Full Garden Fritatta!
Have a day packed with summer activities? Start the morning right with this breakfast recipe filled with fresh produce and sunny flavors. It's a beautiful plate that's healthy, yet filling.
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August 9, 1974 – Richard M. Nixon resigned the presidency as a result of the Watergate scandal. He had appeared on television the night before and announced his decision to the American people. Facing possible impeachment by Congress, he became the first U.S. President to resign.
August 14, 1935 – President Franklin D. Roosevelt signed the Social Security Act, which established a system that guarantees pensions to those who retire at age 65. Social Security also aids states in providing financial aid to dependent children, those who are disabled, and others.
August 15, 1969 – Woodstock began in a field in Bethel, New York. The three-day concert featured 24 rock bands and drew a crowd of more than 300,000 people. The event came to symbolize the counter-culture movement of the time.
August 18, 1920 – The 19th Amendment to the U.S. Constitution was ratified, granting women the right to vote.
August 28, 1963 – The March on Washington occurred as over 250,000 people attended a civil rights rally in Washington, D.C. where Rev. Dr. Martin Luther King, Jr. made his I Have a Dream speech.
August Celebrity Birthdays: Charlize Theron (August 7), Dustin Hoffman (August 8), Halle Berry (August 14), Robert De Niro (August 17), Richard Gere (August 31)
An AUTOMATED TELLER MACHINE (ATM) is an electronic banking device that allows customers to perform basic financial transactions, such as cash withdrawals and check deposits. Account holders can typically use their bank's ATMs at no charge, but an ATM owned by another bank usually charges a fee.
A JUNK BOND is a bond that carries a higher risk of default than most bonds issued by corporations and governments. A bond is a debt or promise to pay investors interest payments along with the return of invested principal in exchange for buying the bond. A junk bond is risky because there's a higher chance that the issuer will default or experience a credit event. Because of this, investors are compensated with higher interest rates, which is why junk bonds are also called high-yield bonds.
QUALITY CONTROL is a process employed by businesses to check that their products are manufactured to meet defined quality standards for a particular industry. It creates safe measures that are intended to make sure deficient or damaged products don't end up with customers.
“It's up to you today to start making healthy choices. Not choices that are just healthy for your body, but healthy for your mind. ”
– Steve Maraboli, American author and motivational speaker
Let me help you take the next step for a more financially secure future.
Call or Text: (412) 897-0760
Email: brian.goldman@successfs.com
